You have decided to buy a new car. The process of making this decision can be for many people quite a difficult task, fraught with argument and uncertainty. There are those who might feel jealousy at your proposed new ownership and will advise you against it. There are those who care about you and your finances, who will worry themselves and you about the whole deal.
Nevertheless, you have made your decision and you are looking forward, excitedly and with a modicum of trepidation, to going to the car dealer's and making your purchase. But hold on, this is where the tricky part starts, this is the point at which you could be enticed to pay a lot more for your car than necessary.
I am assuming that you have carried out all the necessary preparatory tasks that basic common sense requires. Let's look at a simple check list just to make sure:
Make and Model: are they suitable for your every day needs?
Running Costs: have you checked that that you are comfortably placed to afford to pay recurring costs such as insurance, licensing, maintenance, fuel and parking as well as the loan repayments?
Finance: Have you arranged a loan with your bank? This is normally cheaper than than most financing deals offered by the dealers, unless they offer a cash back deal with better terms than the bank. But even so, do your research very carefully and save yourself money.
Competition: Have you found at least three dealerships in your area that sell the type of car you want to buy? If not, do it without delay, because, if you can get the dealers to feel that they have competition their terms will become keener and keener.
Although I can name most of the components to be found under the car's hood and diagnose the fault pretty accurately when the thing grinds to a shuddering halt, I am by no means an auto mechanical expert. No, the wisdom I want to pass on to you, comes from buying many new and used cars and vans for my own use over the years. If I'd known then how to avoid being manipulated by over predatory salesmen, I would have a lot more money in my pocket now. So here's a fantastic new set of insider revelations you will find essential reading before going to the dealer and buying a new car.
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